Trade Liability

Trade Public & Products Liability Insurance

Public & Products Liability:

At Fitzpatrick & Co we offer specialist insurance protection specifically designed for the tradesman and contractor.  Whether you are a cleaner, plumber, concreter, electrician we have negotiated specialised liability wordings unique to Fitzpatrick & Company and the insurance industry for all trade occupations.  

They not only cover your legal liability to third parties in respect of public & products liability but have the following automatic extensions included at no additional cost to you. 

Financial loss

Sum insured $250,000

This extension provides cover in respect of a third party claim for financial loss only where there has been no physical loss or damage to property or personal injury – i.e. a product not working in the way represented that it would.

Statutory liability

Sum insured $250,000

This extension provides cover in respect of fines & penalties including legal assistance in defending civil fine actions, i.e. non compliance in areas of government regulations from environmental law to occupational health & safety law.

These extensions are included automatically however we can increase cover from the standard $250,000 to a higher level of protection.

Other Benefits to you:

  • Savings in premiums
  • Cover placed with secure A rated Australian (APRA) registered insurer

Why not compare and save?

As well as the above we also offer an extensive range of general insurance solutions for all insurance needs including:

  • Commercial & Personal Motor and Trade Machinery
  • Tools and Equipment
  • Contract Works
  • Income Protection
  • Home and Landlords Insurance
  • Worker’s Compensation
  • Disaster Recovery Planning
  • Employee Benefits 

For professional advice and an obligation free quotation please contact:


Phone: 03 8544 1600


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ABN: 25 050 242 914 | AFS Licence 244386 |